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Silver Bonds in Hong Kong: Eligibility, Interest and How to Apply
Silver Bonds are retail bonds issued by the government and are not subsidies or bank deposits. The tenor, interest, qualifications and application date of each issue are different. Please read the issuance circular of that issue before subscribing.
Check before subscribing
- The subscription age and identity qualifications are subject to the circular of this issue.
- Subscription period, minimum and maximum subscription amounts, and distribution arrangements.
- Interest calculation, dividend payment date, maturity redemption and early sale arrangements.
- Identity and settlement requirements when submitting applications through designated banks or securities brokers.
General application process
- Go to the government bond website to view the latest batch and issuance circulars.
- Confirm eligibility, term, interest terms and funding arrangements.
- subscribes through the designated channels for this issue and completes identity verification as required.
- Save the confirmation information and pay attention to the distribution results and interest notices.
View official information
Silver Bond Key Points — Previous issuance circulars — retail bond interest rate information
subscription period will vary depending on the batch. If the latest batch has expired, please wait for the government to announce the next batch and do not rely on the old batch date.
Risk and suitability
You should understand interest calculation, maturity arrangements, liquidity and issuance terms before investing. This article only provides general information and does not constitute personal investment advice. If you are unclear about product risks, you should first inquire with a licensed financial institution.
FAQ
Does the silver bond guarantee a fixed return Annually?
The interest arrangement is determined according to the issuance terms of each issue and the relevant interest rate mechanism. Please read the current circular and future returns should not be extrapolated based on the previous interest rate.
Can I withdraw the principal at any time?
Early redemption or sale arrangements are handled according to the terms of the period and may involve price or liquidity restrictions, which should be checked before subscribing.