Free tools
Subscription Monthly and Annual Cost Calculator
Enter the charges and payment periods for each service, and estimate the monthly equivalent and total annual expenses by category.
Enter subscription information
Netflix, Spotify and Disney+ monthly examples are prefilled. Edit the amounts or remove services you do not subscribe to. Fees are in HKD; calculations run in your browser and service names and amounts are not submitted.
Average monthly total expenses
Annual estimates multiply the monthly average by 12. Annual savings compare the monthly and annual prices you entered; promotions, fees and future price changes are excluded.
How to use
- Enter the name, category, and fee for each service.
- Choose monthly or annual payment; the annual fee will be converted into the equivalent monthly fee.
- If you want to share expenses with family members, enter the number of people to share.
- Click "Calculate Expenses" to see monthly averages, full-year estimates, and category subtotals.
calculation methods and limitations
The monthly payment is calculated based on the original amount; the annual payment is calculated by dividing the annual fee by 12. Individual contributions are then distributed evenly based on the number of people. The tool will not automatically capture the supplier's price, nor will it determine the contract, promotion period or renewal terms; please refer to the actual checkout amount of the service provider.
FAQ
Will this tool automatically bring in the service price?
No. Enter the current Hong Kong price yourself. Prices and plans may change, so check with the provider.
How is the annual fee converted?
The annual fee is divided by 12 to show its monthly equivalent. The annual total reflects the amount you entered.
What does the number of people to share mean?
The calculator divides the cost evenly by the number of people entered. Adjust the result if your agreement uses a different split.
Will the input data be transmitted to the website?
No. Calculations run in your browser. Analytics records the tool name and interaction type only; it does not collect service names or fees.
Frequently asked questions
How is the next subscription charge date estimated?
Enter the latest renewal date. The calculator estimates the next date from the monthly or annual billing cycle. Check your provider’s billing record for the confirmed date.
Is an annual plan always cheaper?
Enter the monthly price to compare it with the annual plan. Check the contract period, promotion end date and cancellation terms before choosing.