Family guide
Sandwich Generation: Family Care and Costs
Plan care for parents, education for children and household spending with a clear set of next steps.
Three areas to organise
- Parents: medical appointments, care services and benefit applications.
- Children: school fees, childcare and education support.
- Household: mortgage or rent, utilities, transport and recurring subscriptions.
Browse related guidance
| Area | First step | Related page |
|---|---|---|
| Parents’ care | Review benefits, healthcare and community care | Senior information |
| Children’s education | Check kindergarten fees and available assistance | Kindergarten fees and assistance |
| Household finances | Review recurring costs and housing expenses | Household monthly budget tool |
A practical monthly review
- List fixed costs and upcoming one-off expenses.
- Keep application documents and appointment details in one place.
- Assign a family member to follow up each item and record the next action.
Eligibility and service arrangements can change. Use the linked official information for current details.
Frequently asked questions
What does “sandwich generation” mean?
It commonly describes adults balancing care for older parents and responsibilities for children.
Where should I start?
List urgent care needs, education costs and fixed monthly expenses, then confirm the relevant services and eligibility.